Terms of Use

Welcome to WeLoveLotto.com, please read our “Terms of Use” carefully before using or playing on the website. We would also be pleased to assist you via email / call if you are unsure with any of the points below;

WeLoveLotto.com domain is owned by;

Ardua Ventures (UK) Ltd.
Vision House,
119 Factory Road, Hinckley,
LE10 0DP,

Company No. 8151743


This website is owned and operated by Ardua Ventures (UK) Ltd. Throughout the site, the terms “we”, “us” and “our” refer to the WeLoveLotto website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

When visiting our website, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Use”), including those additional terms and conditions and policies referenced herein and/or available on the website. These Terms of Use apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

When accessing or using any part of the site, you agree to be bound by these Terms of Use. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

Any new features and games of the website shall also be subject to the Terms of Use. You can review the most current version of the Terms of Use at any time on this page. We reserve the right to update, change or replace any part of these Terms of Use by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.


SECTION 1 - Background
www.welovelotto.com is owned and operated by Ardua Ventures (UK) Ltd. The website allows registered site users to purchase lottery tickets for specific and separate lottery draws, otherwise known in the industry as a “messenger service”. All the services offered in this website are subject to and in accordance with these Terms. Complete lists of lotteries that registered users can participate, schedule of the draws, lists of winners, jackpot prizes and consolation prizes and information on how to claim prizes are all displayed on the website.


SECTION 2 - General Conditions
We reserve the right to refuse our service to any person who we deem to be abusing our Terms of Use. Our decision is final and not be disbuted. You agree NOT to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.


SECTION 3 - Accuracy, Completeness & Timelines of Information
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.


SECTION 4 - Modifications to the Service & Prices
Prices for the lottery games are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.


SECTION 5 – The Lottery Ticket Service
5.1 General. WeLoveLotto makes certain tools available on the website for users to play and submit online lottery ticket forms. We engage local representatives to access the tickets on users’ behalf with Lottery Operators and post or publish results of every lottery draw.

5.2 Participation in the Lottery Game. In order to participate and play in the lottery game/s available on the website, players must register a valid account and keep it active. Users can access their accounts under My Account. The Site is not intended for individuals under the age of eighteen (18). Therefore, users under 18 years old are prohibited from registering an Account and using the Services the site offers. If it comes to our attention through reliable means that a User is under the age of 18 years, then we reserve the rights to cancel that User's Account and/or access to the Site.

5.3 Completion, Submission and Purchasing Lottery Tickets Forms. If you want to participate in a lottery game available on the site, then you must use the site tools to complete the lottery form, choosing your numbers per line or selecting the lucky pick option and submitting your completed form and finally paying for your online lottery tickets.

5.4 Online Lottery Ticket Price. The amount of your lottery ticket is displayed on the site after you click “Confirm” to submit your form. It includes service fee and therefore, it may appear higher than the ticket price you pay for an equivalent lottery paid directly to the Lottery Operator. All prices are subject to change from time to time as displayed on the site. Payment of the Lottery Ticket will be made in your designated currency based from the currencies the website accepts which are listed on the site.

5.5 Payment Confirmation. Upon our receipt of the online lottery ticket form payment, we send users a payment confirmation through email. Users may also view all the transactions details including date, amount and payment methods in the ‘My Account’ section.

5.6 Cut-Off Time. WeLoveLotto stops accepting submission of lottery forms a certain number of hours prior to the draw of related Lottery game set by Lottery operator. The website displays the amount of remaining time to play or purchase online lottery ticket per game. We retain the right in our discretion to determine the length of the Cut-Off time. Please know that once the Cut-Off time has passed, users will no longer be able to submit the lottery form for that particular lottery game.

5.7. Local Representatives and Local Purchase of Tickets. Once we receive the online lottery ticket form and payment, we engage our Local Representative to locally lodge the form and purchase from authorized Lottery Operator. WeLoveLotto uses reasonable efforts to make sure that each Lottery ticket is lodged correctly and purchased on time, following all the standards set by Lottery Operators. You acknowledge that since the Lottery tickets are purchased locally immediately following your submission of the ticket form, there is no option for timely cancellation. And you agree that your submission of ticket form and payments are final, non-cancelable and non-refundable. In the event of any inconsistency between the numbers appearing on the lottery form and lottery ticket, the numbers on the Lottery ticket will prevail.

5.8 Lottery Ticket Service. Players can view their WeLoveLotto official Digitial ticket through their My Account > View Ticket section upon play check out. Players will also receive an automatic ticket purchase confirmation email containing proof of purchase, order ID and spend. Upon receiving your play order, WeLoveLotto will then purchase your order directly from the National Lottery Operator.

SECTION 6 – Performance of the Lottery Draw & Results
Following each Lottery draw, the Lottery Operator broadcasts or publishes the related final and conclusive winning numbers. The amount of winning numbers that you need to obtain to be entitled to Winnings for a specific Lottery draw as well as the amount of prize is determined solely by the Lottery Operator.

WeLoveLotto will also publish the results including the prize breakdown on the website as soon as available. If your ticket is a “Winning ticket”, then we will send an email to the email address you saved under your account.


SECTION 7 - Winnings
7.1 Collection of Winnings. WeLoveLotto will make every attempt to detect when you are a winner and automatically collect all winnings. You hereby authorize the website and its representatives to collect your prize from the related Lottery Operator on your behalf.

All winnings are automatically credited to your account wallet and a notification email will be sent out to all winning ticket holders. For large prize tier winning amounts, we will send an email and contact you direct via phone too.

You hereby acknowledge and agree that if, for any reason, the Lottery Operator fails to deliver the prize to us then you will not obligate us to pay any corresponding amount to you. However, we will make the Winning Lottery Ticket available to you if you choose, to personally collect your prize from the Lottery retailer / operator.

7.2 Taxes. You, the user/player, are solely responsible for payment of taxes associated with income received as the result of your lottery winnings outbound and inbound according to each jurisdiction.


SECTION 8 – Multi-draw Subscription Service
8.1 General. The website allows you to automatically participate in a specific Lottery game on a periodic basis specified on the website.

8.2 Frequency. If you participate in the Multi-draw Service and subscribe to a specific lottery game then you will automatically have an entry for each future Lottery draw of that specific lottery game. You hereby acknowledge that the frequency of Lottery draws each week is depending on the specific lottery game that you choose to subscribe to.

8.3 Multi-draw Numbers. Your participation in any of the Lottery game through Multi-draw Service will by default contain the Numbers that you designate when you participated in the Multi-draw Service.

8.4 Start of Subscription. Your subscription will start as soon as your payment is verified and we are able to purchase a lottery ticket on your behalf using your payment method.

8.5 Term of Participation. You agree that your subscription will remain active until such time as you use the site tools. In case you want to suspend or deactivate your participation in the Multi-draw Subscription Service, you may contact us directly or email us at support@welovelotto.com.

8.6 Payments
a. You will be debited with the Ticket price for each Lottery draw that you subscribed to.
b. We make sure to lodge each Lottery Ticket as soon as we receive the purchase confirmation for a Lottery draw, therefore, you acknowledge that in case you decide to suspend or deactivate your participation in the Subscription Service that you may still be charged and you agree to pay the lottery Ticket price for the next Lottery draw.
c. You acknowledge that the Lottery Ticket price for each Lottery game may be subject to change for some reasons like (1) daily currencies conversion variations (2) Lottery Operator may change the price of Lottery tickets (3) Our service fees may change.
d. Insufficient Funds. You acknowledge that we may automatically debit your Account for your participation in the Multi-draw Subscription Service. In case of insufficient funds, you agree that we will charge your payment method designated in you’re account under “My Account”. In case the payment still didn’t push through using your designated Payment Method then we will not purchase your Lottery Ticket, in which event, we will send an email notifying you that the transaction was not carried out due to insufficient funds.


SECTION 9. Links
Certain content, products and services available via our Service may include materials from third-parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.


SECTION 10 – Personal Information
Your submission of personal information through the website is governed by our Privacy Policy. To view our Privacy Policy please refer to our Privacy Policy page.


SECTION 11 – Errors & Inaccuracies
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product and service descriptions, pricing, promotions, offers, and other relative information. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.


SECTION 12 – Prohibited Uses
In addition to other prohibitions as set forth in the Terms of Use, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.


SECTION 13 – Anti Money Laundering Policy
In the past few years, there has been significant attention focused on money laundering as the EU has progressed its 4th Money Laundering Directive, which may bring retail bookmakers under its auspices for the first time.

The number of suspicious incidents reported to the National Crime Agency (NCA) in the UK involving proceeds of crime or money laundering in betting sites remains very low, at less than 1% of reported NCA cases, the majority of which come from the banking sector.

We have dedicated risk management teams that monitor and investigate suspicious activities on the website. We have dedicated staff that work around the clock to conduct real-time transactional monitoring of Online deposits and withdrawals, and game play. Our teams are regularly trained on what we need to identify and report.
We monitor customer accounts for fraud management and anti-money laundering purposes. We conduct checks against players depositing more than €2,000 in a 24-hour period and run checks to validate their identity. Enhanced due diligence processes, including customer profile checks are being practiced for monitoring and reporting once suspicious activity has been detected in operation.

WeLoveLotto is committed to encouraging fair and responsible gaming thus the need for Anti-Money Laundering Policy.


SECTION 14 – Disclaimer of Warranties; Limitation of Liability
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.


In no case shall WeLoveLotto, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.


SECTION 15 – Indemnification
You agree to indemnify, defend and hold harmless WeLoveLotto and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Use or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.


SECTION 16 - Severability
In the event that any provision of this Terms of Use is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Use, such determination shall not affect the validity and enforceability of any other remaining provisions.


SECTION 17 - Termination
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

This Terms of Use are effective unless and until terminated by either you or us. You may terminate this Terms of Use at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of this Terms of Use, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).


SECTION 18 – Entire Agreement
The failure of us to exercise or enforce any right or provision of this Terms of Use shall not constitute a waiver of such right or provision.

This Terms of Use and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Use).

Any ambiguities in the interpretation of this Terms of Use shall not be construed against the drafting party.

SECTION 19 – Governing Law
This Terms of Use and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the law of England and Wales.


SECTION 20 – Changes to Terms of Use
You can review the most current version of the Terms of Use at any time at this page.

We reserve the right, at our sole discretion, to update, change or replace any part of this Terms of Use by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to this Terms of Use constitutes acceptance of those changes.


SECTION 21 – Tax for winnings

Eurojackpot - Tax Free

Euromillions - Tax free

Irish Lotto - Tax Free

Irish Daily Million - Tax Free

French Loto - Tax Free

UK EuroMillions – Tax Free

UK Lotto – Tax Free

UK Thunderball – Tax Free

Australia Powerball - Tax Free

OZ Lotto - Tax Free

German Lotto - Tax Free

US Powerball - Local Tax, rate depends on size of win

US Mega Millions - Local Tax, rate depends on size of win

California SuperLotto Plus - Local Tax, rate depends on size of win

US California Fantasy 5 - Local Tax, rate depends on size of win

Spain BonoLoto - prize worth €2,500 or more will be subject to a Spanish tax of 20 percent.

Spain La Primitiva - prize worth €2,500 or more will be subject to a Spanish tax of 20 percent.

Spain El Gordo - prize worth €2,500 or more will be subject to a Spanish tax of 20 percent.

SuperEnalotto - An Italian tax of 20 percent is levied on all SuperEnalotto prizes worth €500 or more

Mega Sena - All Mega Sena prizes are subject to an income tax of 13.8 percent

Greek Joker - prize worth €500 and above is subject to 20% tax

Greek Lotto - prize worth €500 and above is subject to 20% tax

New York Lotto - prize worth $5,000 and above is subject to Federal and New York State income taxes


Section 22 – Reward Point Programme

Playing 1 Line = Reward Point (varies per game).

Accumulating 25 Points = 1 Free Play Reward.

Free Play Rewards can be redeemed in any standard Lottery Games on offer at WeLoveLotto.

Redeemed Free Play Reward lines does not accumulate Reward Points. Only purchased lines are entitled to points.

Local tickets sold in players own region are offered to said player at the local sale price. All lines played at local sale price do not qualify for a free reward point(s).


SECTION 23 – Contact Information

Questions about the Terms of Use should be sent to us at support@welovelotto.com


Last update: July 2020.